I was hiking with my nephew once when we found a spider crawling on his leg. He freaked out and flicked it off but since then he freaks out whenever he sees a spider.
If you are spider phobic you are for sure not alone in this world. However, if it makes it any easier, most of house spiders are harmless. And you don’t need to memorize a whole lot to know which spiders are.
The link below has a list of the most common deadly spiders in the US, I hope you find it helpful.